Privacy Policy
Legacy Agent, LLC (Bloomfield Hills, MI), Michigan Department of Insurance License #20882859, d/b/a MyLifeBeyondDebt.com (“Legacy,” “we,” “us,” or “our”), operates My Life Beyond Debt, a consumer education platform focused on debt education and long-term financial awareness. We are committed to respecting your privacy and protecting the information about you that we may receive. We have prepared this notice to advise you what information we collect, how we use it, and how we protect it.
What Information We Collect
As an essential part of our consumer education activities, we obtain certain personal information about you in order to provide educational resources, consultations, or related services. Some of the information we receive comes directly from you on forms, questionnaires, or other submissions and may include information you provide during visits to our website, MyLifeBeyondDebt.com.
The types of information we may receive include contact information (such as name, address, phone number, and email address), family or household information, and general financial information voluntarily provided for educational purposes. We may also collect information automatically through website usage, such as browser type, pages visited, and interaction data, to help improve our website and services.
What Information We Disclose
We do not disclose nonpublic personal information about our website visitors or program participants to any non-affiliated entity, except as permitted by law. Examples of disclosures which we are permitted by law to make include: disclosures made with your consent or at your direction; disclosures made to your legal representative; disclosures made in response to a subpoena or inquiry from a regulatory authority; and disclosures made to comply with federal, state, or local laws or to protect against fraud.
We do not sell, rent, or trade personal information collected through MyLifeBeyondDebt.com.
HIPAA Notice of Privacy Practices
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule allows individuals who provide health information to covered entities or their business associates the right to receive a notice that describes how their health information may be used and/or disclosed and how to acquire access to this information.
Legacy Agent, LLC and My Life Beyond Debt do not ask for or accept medical records. However, you may voluntarily provide limited health-related information for educational discussion or in connection with an insurance inquiry at your request. Any such information is used solely for the purpose requested and is not disclosed to third parties except as permitted by law or when directed by you.
How We Use Information
Information collected through MyLifeBeyondDebt.com is used solely for legitimate educational and administrative purposes, including:
- Providing educational content and resources
- Responding to inquiries or requests for information
- Communicating regarding consultations, programs, or updates
- Improving website functionality and user experience
- Complying with legal and regulatory requirements
Information is not used for purposes unrelated to the educational services offered through the platform.
Educational Content and Licensed Professionals
My Life Beyond Debt provides consumer education related to debt reduction and financial awareness. In some cases, individuals who engage with the platform may choose to speak with a licensed insurance or financial professional affiliated with Legacy Agent, LLC. Any insurance or financial products that may be discussed or offered are provided separately by appropriately licensed professionals and only at the request of the individual. My Life Beyond Debt does not provide legal, tax, or financial advice.
Our Privacy Protection Procedures
We protect information about you from unauthorized access. Access to personal information is restricted to individuals who require such information to perform legitimate educational or administrative functions. We employ secure technologies and maintain procedures designed to comply with applicable state and federal laws and regulations regarding the protection of personal information.
This notice is for your information and does not require any action on your part.
Privacy Statement and Changes
This Privacy Policy is effective as of the date set forth below. We reserve the right to make changes to this Privacy Policy on any occasion. We recommend that you frequently review this Privacy Policy for any changes or additions. Any updates will be posted on this page. This document describes our current Privacy Policy. It is not a contract and does not create any contractual or other legal rights in or on behalf of you or any other party.
Questions and Concerns
If you have any questions or concerns about this Policy or its implementation, please email us at
Attn: Privacy Policy Manager
Legacy Secure of MI Inc
41000 Woodward Ave East, Building, Suite 350
Bloomfield Hills, MI 48304
EFFECTIVE DATE: October 01, 2025